New Jersey Paycheck Tax Calculator
Estimate take-home pay and employee taxes for New Jersey. Enter your pay details to get a line-by-line breakdown.
New Jersey Paycheck
Calculate this paycheck
Take Home
$1,554.05
Take home
Employee taxes
Employer taxes
Earnings
$2,000.00
Taxes
−$445.95
Federal Income Tax
−$156.15
Social Security
−$124.00
Medicare
−$29.00
NJ State Income Tax
−$119.90
NJ UI
−$7.65
NJ TDI
−$3.80
NJ WF/SWF
−$0.85
NJ FLI
−$4.60
Take Home
$1,554.05
Employer cost breakdown
Gross pay
$2,000.00
Employer Social Security
+$124.00
Employer Medicare
+$29.00
FUTA
+$120.00
NJ Employer UI
+$53.65
NJ Employer TDI
+$10.00
NJ Employer WF/SWF
+$2.35
Total employer cost
$2,339.00
| Line | Who pays | Rate | Wage base |
|---|---|---|---|
|
NJ Employer TDI
New Jersey employer Temporary Disability Insurance new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer DI rates can vary.
|
Employer | 0.5% | $44,800 |
|
NJ Employer UI
New Jersey employer unemployment insurance new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer UI rates vary by experience and can differ from this baseline.
|
Employer | 2.68% | $44,800 |
|
NJ Employer WF/SWF
New Jersey employer Workforce Development/Supplemental Workforce Funds new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer assessments can vary.
|
Employer | 0.12% | $44,800 |
|
NJ FLI
Employee Family Leave Insurance contribution at 0.23% of wages up to the 2026 FLI wage base.
|
Employee | 0.23% | $171,100 |
|
NJ State Income Tax
Annualized New Jersey withholding brackets from the current state-tax model.
|
Employee | Bracket or formula based | No cap |
|
NJ TDI
Employee temporary disability insurance contribution at 0.19% of wages up to the 2026 TDI wage base.
|
Employee | 0.19% | $171,100 |
|
NJ UI
Employee unemployment insurance contribution at 0.3825% of wages up to the 2026 UI wage base.
|
Employee | 0.38% | $44,800 |
|
NJ WF/SWF
Employee Workforce Development/Supplemental Workforce Funds contribution at 0.0425% of wages up to the 2026 UI wage base.
|
Employee | 0.04% | $44,800 |
Some employer-side state taxes depend on employer size, assigned unemployment rates, or program elections. Review the line notes before relying on those totals.
This calculator provides estimates for informational purposes only and does not constitute tax, legal, or financial advice. Rates and rules change frequently — confirm with official sources before making payroll decisions.