David Whitaker

Paystub & Payroll Editor · MyStubs

David covers paystub anatomy, gross-to-net calculation, federal and state tax stacks, payroll recordkeeping, and the income documentation underwriters credit for mortgages, auto loans, and credit cards. His articles trace the math from IRS Publication 15-T, SSA wage-base bulletins, FLSA recordkeeping at 29 CFR Part 516, and state revenue-department rate sheets down to a single line on a real paystub. Before MyStubs David ran payroll operations at a mid-market staffing firm with multistate filings in 17 jurisdictions, then spent three years as a financial writer covering federal tax reform. He writes the calculator, paystub, payroll-tax, and auto-finance clusters because the documents and arithmetic involved are the same regardless of which lender or agency is reading them.